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Mobile Home Insurance

Protect your investment and belongings.

Many BC mobile homes have unique features and requirements that need specialized insurance coverage. As a local BC insurance provider, our experts take the time to get to know you and your home better and build the best, customized policy to fit your needs. Get coverage for the financial protection of your home and the contents inside. Plus, BCAA Members can save up to 20%.
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Key Features

Fire and Smoke
Fire and Smoke

Security for your home and belongings if they are damaged or destroyed in a fire.

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Bad Weather

Major weather events are becoming more frequent, more severe and less predictable. Get covered for damage from wind storms and find out if you’re eligible for Flood coverage.

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Crime and Vandalism

Your favourite belongings are in your home. Make sure you're covered if anything is damaged or taken from your home due to theft.

Personal Liability
Personal Liability

Personal liability provides coverage for accidental damage or injury you cause anywhere in the world.

Water Damage
Water Damage

You're covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine destroying your hardwood floors.

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Specialty Items

Provides protection for important personal items like jewellery, watches, bikes, computers and cameras. Some items are subject to special limits of coverage like bikes, up to $2,000.

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Extra Bylaws 

If you suffer damage to an older home, we provide coverage in case you have to rebuild to current by-law standards.

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Additional Living Expenses

When you’re out of your home due to a claim, your extra expenses are covered. We have options to increase your limit to fit your unique needs.

Optional Extras

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Earthquake Coverage

With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.

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Roof Guard
Extended Water Coverages

Protect your home from damage caused by external drains, water that enters your home through an opening in the roof, around windows and skylights, overflow of fresh water and accumulation of surface water.

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Identity Theft

Protect yourself from the cost and damages of identity theft.

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Zero Glass Deductible

In the event of an accidental glass claim, you won’t need to pay your standard policy.

How Can You Save with BCAA?

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Become a BCAA Member

BCAA Members always save 10% on any home insurance policy.

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Combine Home & Car

Members save up to $40 when you bundle home and optional car insurance, plus receive free tire protection.

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Deductible Options

A deductible is the amount you need to pay in the event of a claim. Increase the deductible and you'll save even more on your policy.

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Home Safety Systems

Having fire sprinklers, automatic water shut off, intrusion alarms and other home safety systems can help you qualify for extra savings.

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Loyalty Savings Bonus

Save 1% for every year you've had your home insurance with BCAA (up to an additional 10%).

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Remain Claims-Free

Your claims history can also play a part in lowering your premium. The longer you've been claims free, the more you'll likely to save.

Why Choose BCAA Home Insurance?

BC Based
BC Based

We know BC. Using our local knowledge and 40 years of experience as a province-wide home insurer, we understand the unique needs of British Columbians.

Trusted Experts
Trusted Experts

Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.

Ways To Save
Valuable Ways to Save

BCAA Members save up to 20%. Plus, you can reduce your premium with our claims-free discount, bundling options and more.

Saving the Day
When It Goes Wrong, We Make It Right

Have peace of mind that you are covered in the event of a claim knowing that BCAA paid out over 95% of claims related to fire, water, weather and theft *.

mobile homes

Protect your home and what's inside

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BCAA Blog

Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.

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*From 2022 to 2023, BCAA paid out over 95% of home insurance claims related to fire, water, weather and theft. Past performance is not a guarantee of future results.