Renters
Renters Policy Updates
We’re pleased to provide the following changes to your policy.
If you require further information call 1.833.533.1567 or book an appointment.
Coverage Changes
Premier Benefit
Premier Coverage is only available for eligible customers who meet insurance history and valuation requirements.
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Flood Coverage
Provides coverage for direct loss or damage to property caused by the sudden and accidental entry of water resulting from flood into your home.
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Group Plans
Provided extra discounts and coverage options for members of specific groups.
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Home Business Coverage
Provided coverage for eligible customers who operated a small business from their private residence.
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Deductible Changes
Policy Deductible Changes
The Policy Deductible is the amount which must be paid in the event of a claim, before insurance coverage is provided. Choosing a higher Policy Deductible decreases your premium.
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Milestone Reward Deductible
Provides a reduced policy deductible for eligible Members, as a reward for continuous insurance and claims free history.
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Flexible Water Deductible
Provides the ability to increase or decrease a policy's Water Deductible for eligible water claims. Choosing a higher deductible results in a reduction in premium.
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Personal Property Changes
Property with Special Limits
Certain items of personal property have special limits on how much you can claim.
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Sporting Equipment - Increased Limits
Provided higher coverage limits for customers who required increased limits specifically for golf equipment and carts.
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Garden Tractors - Increased Limits
Provided higher coverage limits for for customers who required increased limits specifically for garden tractors which met eligibility criteria.
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