Home Insurance

The policy wording outlines your insurance coverage. It provides important contact information in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.  

Home, Condo and Renters Policies

Home Insurance policy numbers starting with R (R)	Home, Condo and Renters Policies Comprehensive Wording - Effective January 19, 2022 Onwards – PDF File Home, Condo and Renters Coverage Summaries Home, condo and renters coverage summaries provide a quick overview of your coverage, whether you own or rent a home, condo or townhouse. (click the name of the product type to access the coverage summary for that product) Strata Policies Residential Strata Comprehensive Wording - PDF File
Home Insurance policy numbers starting with G (GXXXXXX)	Home, Condo and Renters Policies Comprehensive Wording - Effective July 1, 2021 Onwards – PDF File Home, Condo and Renters Coverage Summaries Home, condo and renters coverage summaries provide a quick overview of your coverage, whether you own or rent a home, condo or townhouse. (click the name of the product type to access the coverage summary for that product) Residential Strata Policies Residential Strata Comprehensive Wording - PDF File

Travel Insurance

The policy wording outlines your travel insurance coverage. It provides important contact information should you need to contact us during regular business hours to extend your policy while you are travelling, or 24 hours a day, 7 days a week in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.

Policy Wordings

Policy wordings are specific to when you purchased or renewed your policy. Please select your policy wording based on the purchase/renewal date range that applies to you from below.

• New policies with an Application Date of October 30, 2024 or later and policies renewed with an Effective Date of December 8, 2024 or later  - Policy Wording
• New policies with an Application Date before October 30, 2024 and policies renewed with an Effective Date before December 8, 2024 - Policy Wording

RV Insurance

• RV Wording - PDF File

BCAA Optional Car Insurance

• Policy Wording - PDF File

Travel Accident Insurance

• Travel Accident Certificate - PDF File

Small Business Insurance

• Small Business Insurance Policy Wordings

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